The prices of many services seem like they're set in stone, and some very well may be. But if they aren't, a company isn't going to publicly announce that fact. You'll have to ask for a better price.
Case in point: May is car insurance month at my house. Instead of writing a check to our provider, we called around a few other places to ask what they'd charge for similar coverage. With that information, we went back to our provider and asked for a price match. The company didn't match the lowest price, but the agent did actively look for discounts that applied for us and lowered our bill $20. That's a win to me: $20 that stayed in my pocket and continued coverage from a company we've done business with for a long time.
The same principle applies when promotional rates expire. The special rate for my internet and cable service expired at the end of May. The company had sent a rather vague letter saying that when the promotional rate expired, they'd offer me another rate lower than the normal price but higher than what I was paying. But in the letter they never told me what the new rate would be.
When I got my statement, I saw the company increased my bill by $20. I called customer service and asked to speak to someone in the retention department. He outlined all my options. I took careful notes. Then I asked the key question: "Is that the best you can do?" In the end, I agreed to one of the plans he outlined, which will cost us only $3 more than our old deal and will last until May 2010.
The key to haggling is to not be intimidated. Companies want to keep your business. Your dollars help them stay in business, thus they're often willing to work with you as a customer to keep your business. And the worse thing anyone can tell you is "no." If they do... oh well. But they may very well say "yes" and drop the price or find some other way to work with you to improve your service.
Sunday, May 31, 2009
Wednesday, May 27, 2009
Triple coupons at Harris Teeter this week!
Remember when triple coupons happened, oh, once every 2-4 months.
I'm glad that's a thing of the past!
Harris Teeter has ramped up the frequency to about once a month, and is tripling manufacturer's coupons all week starting today (offer ends 6/2). The grocer will triple up to 20 coupons with a face value of $.99 cents or less per day when you use your VIC card.
Utilizing triple coupon days is one of the best ways to get the most bang for your buck. Eggo waffles are on sale 3/$5 this week. That's a pretty good deal to begin with at $1.67 a box. But when you match that with the 75 cents off coupon that came out a few weeks ago, you'll save $2.25 ($.75x3=$2.25). That means free waffles!
But enough talk. Here's what you're really looking for: a list of great deals available this week.
Sort your coupons, check you cupboards and head to Harris Teeter. I'll probably see a few of you in the aisles. And feel free to come back by Love it for Less and let me know how much you saved!
I'm glad that's a thing of the past!
Harris Teeter has ramped up the frequency to about once a month, and is tripling manufacturer's coupons all week starting today (offer ends 6/2). The grocer will triple up to 20 coupons with a face value of $.99 cents or less per day when you use your VIC card.
Utilizing triple coupon days is one of the best ways to get the most bang for your buck. Eggo waffles are on sale 3/$5 this week. That's a pretty good deal to begin with at $1.67 a box. But when you match that with the 75 cents off coupon that came out a few weeks ago, you'll save $2.25 ($.75x3=$2.25). That means free waffles!
But enough talk. Here's what you're really looking for: a list of great deals available this week.
Sort your coupons, check you cupboards and head to Harris Teeter. I'll probably see a few of you in the aisles. And feel free to come back by Love it for Less and let me know how much you saved!
Friday, May 22, 2009
You've got to know when to hold 'em - Part 2
If you're a new couponer, you'll see a recurring trend pretty early into your rookie season: Lots of coupons for a certain item or a line of products followed by store sales that lineup with those coupons.
It's not a coincidence. From a marketing standpoint, the purpose of a coupon is to encourage a consumer (ie: you) to buy a certain product. The same can be said for a sale. I, admittedly, don't know all the business sense behind it. But I do know it happens. Often.
Case in point: Kraft recently offered internet printable coupons on a bunch of sites. That was savvy on their part. With Memorial Day around the corner, people are thinking cookouts, and a lot of the coupons were for grilling staples.
Now, check the local sales circulars. See a trend? A lot of Kraft products are on sale this week, about a week or two after the internet coupons were made available.
Now to my point: This is a relatively common occurance, especially with new products companies would like you to try and love. If you need an item right away, by all means, buy buy buy. But if you can hold out a few weeks, wait to see if the items in question go on sale somewhere. They often will, and that means bigger savings for you.
It's not a coincidence. From a marketing standpoint, the purpose of a coupon is to encourage a consumer (ie: you) to buy a certain product. The same can be said for a sale. I, admittedly, don't know all the business sense behind it. But I do know it happens. Often.
Case in point: Kraft recently offered internet printable coupons on a bunch of sites. That was savvy on their part. With Memorial Day around the corner, people are thinking cookouts, and a lot of the coupons were for grilling staples.
Now, check the local sales circulars. See a trend? A lot of Kraft products are on sale this week, about a week or two after the internet coupons were made available.
Now to my point: This is a relatively common occurance, especially with new products companies would like you to try and love. If you need an item right away, by all means, buy buy buy. But if you can hold out a few weeks, wait to see if the items in question go on sale somewhere. They often will, and that means bigger savings for you.
Thursday, May 21, 2009
You've got to know when to hold 'em - Part 1
Your coupons, that is.
There were some pretty awesome coupons in last Sunday's (5/17) paper. Especially the $2 of A-1 sauce coupon. My husband LOVES that stuff.
Apparently a lot of other folks do to. The A-1 section at Harris Teeter Monday had a serious dent in it. And if you needed A-1 for Monday night's dinner, then using that coupon was a great way to get some for less money.
But if you wanted some for, say a Fourth of July cookout, then you should have held onto your coupons a bit longer to see if you could pair it was a sale for even greater savings.
The key to holding is the coupon's expiration date. If it expires this week, go ahead and use it. But if you have a few weeks before it expires, hang on to it for a bit. I often do this with coupons that are worth $.99 or less hoping that a grocery store will have triples before it expires. That's a great way to get the biggest bang out of your buck. (If a store doesn't have triples or a good sale before the expiration date, then by all means, use the coupon. Some savings is better than no savings at all.)
And that A-1 coupon? That special sauce is on sale this week (5/20-27) at Lowe's Foods for $2.50/bottle. The A-1 marinade is on sale Buy One, Get One free (regular price $3.15 each; sale price $1.57 each). Sunday's $2 off coupon makes the marinade free (if you buy one bottle at half price) and the sauce just $.50 a pop. Now that's a price I can stock up on!
There were some pretty awesome coupons in last Sunday's (5/17) paper. Especially the $2 of A-1 sauce coupon. My husband LOVES that stuff.
Apparently a lot of other folks do to. The A-1 section at Harris Teeter Monday had a serious dent in it. And if you needed A-1 for Monday night's dinner, then using that coupon was a great way to get some for less money.
But if you wanted some for, say a Fourth of July cookout, then you should have held onto your coupons a bit longer to see if you could pair it was a sale for even greater savings.
The key to holding is the coupon's expiration date. If it expires this week, go ahead and use it. But if you have a few weeks before it expires, hang on to it for a bit. I often do this with coupons that are worth $.99 or less hoping that a grocery store will have triples before it expires. That's a great way to get the biggest bang out of your buck. (If a store doesn't have triples or a good sale before the expiration date, then by all means, use the coupon. Some savings is better than no savings at all.)
And that A-1 coupon? That special sauce is on sale this week (5/20-27) at Lowe's Foods for $2.50/bottle. The A-1 marinade is on sale Buy One, Get One free (regular price $3.15 each; sale price $1.57 each). Sunday's $2 off coupon makes the marinade free (if you buy one bottle at half price) and the sauce just $.50 a pop. Now that's a price I can stock up on!
Wednesday, May 20, 2009
Swagbucks, how I love thee...
I earned 25 Swagbucks today! 25!
I'm a big Swagbucks fan on normal, 1-5 Buck days, but I'm super stoked about today's windfall. Those 25 Swagbucks put me more than halfway to the 45 bucks necessary to earn another $5 Amazon.com e-certificate. Just for searching vocabulary words I would have had to look up anyway.
For those who may not know, Swagbucks is a search engine powered by Google and Ask.com that randomly rewards you with Swagbucks when you do internet searches. The Swagbucks can be redeemed for a number of prizes. I always go for the Amazon.com e-certificates because, really, what can't you buy on Amazon.
Go Swagbucks!
I'm a big Swagbucks fan on normal, 1-5 Buck days, but I'm super stoked about today's windfall. Those 25 Swagbucks put me more than halfway to the 45 bucks necessary to earn another $5 Amazon.com e-certificate. Just for searching vocabulary words I would have had to look up anyway.
For those who may not know, Swagbucks is a search engine powered by Google and Ask.com that randomly rewards you with Swagbucks when you do internet searches. The Swagbucks can be redeemed for a number of prizes. I always go for the Amazon.com e-certificates because, really, what can't you buy on Amazon.
Go Swagbucks!
Finding the sales on your front door or online
As the owner of a journalism degree, a former newspaper reporter and an overall news junkie, I think everyone should have a subscription to their local newspaper. All kinds of good stuff comes in the paper: investigations into how your tax dollars are being spent, coverage of nearby teams and events, witty insights on local customs.
And coupons. Don't forget about the coupons.
But -- due to the same credentials listed above -- I'm also a realist and keen observer. I know that many folks, including many of my friends, don't subscribe. That also means they don't get the Wednesday sales circulars telling them what's on sale at the grocery store or the Sunday circulars showing what's on sale at the drug store.
And that's a shame. How will you know what's on sale without a sales circular?
Well, you go online. Most stores post their sales papers online. Shoot, many retailers will email it to you if you sign up for their email alerts. Check the website of your favorite retail establishment and look for a link the says "weekly sales" or something similar.
Then save all your pennies from those great deals and buy a subscription to your local paper. Seriously.
And coupons. Don't forget about the coupons.
But -- due to the same credentials listed above -- I'm also a realist and keen observer. I know that many folks, including many of my friends, don't subscribe. That also means they don't get the Wednesday sales circulars telling them what's on sale at the grocery store or the Sunday circulars showing what's on sale at the drug store.
And that's a shame. How will you know what's on sale without a sales circular?
Well, you go online. Most stores post their sales papers online. Shoot, many retailers will email it to you if you sign up for their email alerts. Check the website of your favorite retail establishment and look for a link the says "weekly sales" or something similar.
Then save all your pennies from those great deals and buy a subscription to your local paper. Seriously.
Monday, May 18, 2009
Fresh (and frugal) strawberry goodness
My husband and I discovered a new love when we were planning our wedding last year: the fresh strawberry cake from Maxie B's, a local bakery.
My mouth waters just thinking about it. But at about $5 a slice, it's a very rare treat.
So when The Pioneer Woman Cooks! posted this recipe for Strawberry Shortcake Cake -- and I realized that all the ingredients were staples I already had in my cabinets -- I decided I had to give it a shot. If it was only half as good as Maxie B's version, I'd just eat two slices. ;)
Based on the reaction of our dinner guests, it was a success. My brother-in-law quickly claimed half of the cake to go back with him to his apartment.
Some of the ingredients are things I bought a while ago, but this is me we're talking about, so it's a pretty solid bet I bought them on sale or with a coupon. Probably both.
Let's see what I remember:
Loving it for Less,
Lanita
My mouth waters just thinking about it. But at about $5 a slice, it's a very rare treat.
So when The Pioneer Woman Cooks! posted this recipe for Strawberry Shortcake Cake -- and I realized that all the ingredients were staples I already had in my cabinets -- I decided I had to give it a shot. If it was only half as good as Maxie B's version, I'd just eat two slices. ;)
Based on the reaction of our dinner guests, it was a success. My brother-in-law quickly claimed half of the cake to go back with him to his apartment.
Some of the ingredients are things I bought a while ago, but this is me we're talking about, so it's a pretty solid bet I bought them on sale or with a coupon. Probably both.
Let's see what I remember:
- The Gold Medal flour was $.99 from Harris Teeter's holiday baking sales.
- The Argo cornstarch was free during triples at Lowes Food.
- The sugar was super cheap during holiday baking sales.
- The vanilla is Aldi's store brand, but I just bought a new bottle of McCormick's at Harris Teeter during triples for when that one runs out (gotta love a stockpile!).
- The eggs were $1/dozen at Walmart.
- The powdered sugar was on a "we're no longer carrying this brand" clearance at Harris Teeter.
- The cream cheese wasn't on sale when I bought it -- but it is on sale this week at Harris Teeter 4/$5 (pair that with the Kraft printable coupons for Philadelphia cream cheese if they're still available for a great deal).
- The strawberries are a container I picked up on sale at Lowe's Food last week. I would have preferred some fresh picked ones from the Farmer's Market, but I was too lazy to get out of the bed yesterday and go...
Loving it for Less,
Lanita
Sunday, May 17, 2009
Rain checks on a rainy day
It's raining today, a gentle downpour that is (thankfully!) washing pollen away.
When it comes to shopping, a rain check doesn't have much to do with the weather. But it is a great way to take advantage of a good sale after the fact.
A rain check is a voucher that allows you to receive the sale price for an item after a promotion has ended. Retailers usually give them if an item on sale is out of stock. Just ask a cashier or the customer service attendant to write you one.
I love rain checks. I consider them my own personal sale, redeemable when it's most convenient for me.
My advice to you: Always ask for a rain check, even if you plan on checking the store again during the week of the sale to see if the store has restocked. A few months ago, Harris Teeter had chicken breasts on sale buy one, get two free (each package rang up a third of the regular price). It was a popular sale; the first time I went by the store, it was sold out. I got a rain check.
The next time I popped in they had restocked, and I bought enough chicken to stock my freezer for a while. My supply is about to run out, but I still have the rain check from my first trip to the store. Since I have it, I'll be able to restock my freezer at that rock-bottom price.
Be sure you check to see if a store's rain check has an expiration date. Locally, I know Lowe's Food's rain checks are only good for 30 days. But other stores -- like Harris Teeter, Food Lion and CVS -- don't have expiration dates on their rain checks.
Loving it for less,
Lanita
When it comes to shopping, a rain check doesn't have much to do with the weather. But it is a great way to take advantage of a good sale after the fact.
A rain check is a voucher that allows you to receive the sale price for an item after a promotion has ended. Retailers usually give them if an item on sale is out of stock. Just ask a cashier or the customer service attendant to write you one.
I love rain checks. I consider them my own personal sale, redeemable when it's most convenient for me.
My advice to you: Always ask for a rain check, even if you plan on checking the store again during the week of the sale to see if the store has restocked. A few months ago, Harris Teeter had chicken breasts on sale buy one, get two free (each package rang up a third of the regular price). It was a popular sale; the first time I went by the store, it was sold out. I got a rain check.
The next time I popped in they had restocked, and I bought enough chicken to stock my freezer for a while. My supply is about to run out, but I still have the rain check from my first trip to the store. Since I have it, I'll be able to restock my freezer at that rock-bottom price.
Be sure you check to see if a store's rain check has an expiration date. Locally, I know Lowe's Food's rain checks are only good for 30 days. But other stores -- like Harris Teeter, Food Lion and CVS -- don't have expiration dates on their rain checks.
Loving it for less,
Lanita
Friday, May 15, 2009
FREE coupon class May 30
Have you always wanted to learn how to use coupons but didn't know where to start?
I'll be happy to show you!
I'll be teaching a coupon class May 30 at 10 a.m. at Piedmont International Church. The class will start with the basics, like "Where do I get coupons?" and teach you tips and strategies for saving money at the grocery store, drug stores, department stores and more. We'll also cover the art of stockpiling - buying enough groceries and household items at the lowest possible price to last you until they fall to rock-bottom prices again.
Best of all, the class is a price that the savvy and not-so-savvy shopper can instantly afford: It's free!
Piedmont International Church is located at 206-D S. Westgate Drive in Greeensboro, N.C.
Have other questions? Drop me a note in the comments field.
Loving it for less,
Lanita
I'll be happy to show you!
I'll be teaching a coupon class May 30 at 10 a.m. at Piedmont International Church. The class will start with the basics, like "Where do I get coupons?" and teach you tips and strategies for saving money at the grocery store, drug stores, department stores and more. We'll also cover the art of stockpiling - buying enough groceries and household items at the lowest possible price to last you until they fall to rock-bottom prices again.
Best of all, the class is a price that the savvy and not-so-savvy shopper can instantly afford: It's free!
Piedmont International Church is located at 206-D S. Westgate Drive in Greeensboro, N.C.
Have other questions? Drop me a note in the comments field.
Loving it for less,
Lanita
Thursday, May 14, 2009
Hold on to your receipts
Don't throw away your receipts, and keep an eye on sales paper even after you've bought something.
Sometimes, even after you've made a purchase, you can still get it for less.
Quite a few stores will give you a price adjustment if a purchased item goes on sale within a week or 14 days of the purchase date. Taking advantage of this offer is pretty simple too. A few weeks ago, we bought a new fan at Target. The very next Sunday, the fan went on sale for $5 less. I took the receipt to the Customer Service desk, showed it to the clerk and she deducted $5 off of our card. No problems, no hassels.
Old Navy, Kohl's, Banana Republic, Gap and Target are some of the stores who have a price adjustment policy. Just be sure you check online, the back of your receipt or in-store postings to see what the eligible time frame is.
Know of more stores with a price adjustment policy? Let me know in the comments!
Loving it for less,
Lanita
Sometimes, even after you've made a purchase, you can still get it for less.
Quite a few stores will give you a price adjustment if a purchased item goes on sale within a week or 14 days of the purchase date. Taking advantage of this offer is pretty simple too. A few weeks ago, we bought a new fan at Target. The very next Sunday, the fan went on sale for $5 less. I took the receipt to the Customer Service desk, showed it to the clerk and she deducted $5 off of our card. No problems, no hassels.
Old Navy, Kohl's, Banana Republic, Gap and Target are some of the stores who have a price adjustment policy. Just be sure you check online, the back of your receipt or in-store postings to see what the eligible time frame is.
Know of more stores with a price adjustment policy? Let me know in the comments!
Loving it for less,
Lanita
Cheap ice cream tastes better
Not cheap "what is this stuff? This ain't ice cream" ice cream.
Cheap "I can't believe I got this creamy goodness for less than $1" ice cream.
Food Lion has Edy's ice cream on sale Buy One Get One (BOGO) free this week (5/13-5/19). That knocks the price of a container down to $2.70. That's not bad... cheaper than getting a single cone at Ben & Jerry's.
But if you combine that sale with this $2 off Edy's ice cream store coupon available online, that melts the price for a half gallon down to $.70.
I'll certainly give three cheers for that price - Hooray!!
Loving it for less,
Lanita
Cheap "I can't believe I got this creamy goodness for less than $1" ice cream.
Food Lion has Edy's ice cream on sale Buy One Get One (BOGO) free this week (5/13-5/19). That knocks the price of a container down to $2.70. That's not bad... cheaper than getting a single cone at Ben & Jerry's.
But if you combine that sale with this $2 off Edy's ice cream store coupon available online, that melts the price for a half gallon down to $.70.
I'll certainly give three cheers for that price - Hooray!!
Loving it for less,
Lanita
Tuesday, May 12, 2009
Coupons + Sale = MAGIC!
Well, maybe not magic. After all, it's no mystery that the best way to get the most bang out of your buck is to pair a kickin' sale with a great coupon.
Here's my latest frugal tale:
It took about a year for my stockpile of trash bags to run low, but this week the time had come for me to start looking for a good deal to replenish my supply.
Hefty must have been peeking in my cabinets and knew I was running low. The company issued $1 coupons in a recent insert. Now I just had to bid my time until the perfect sale came along...
Harris Teeter didn't make me wait long. They ran Hefty trash bags BOGO (buy one get one free) this week. The original price for a box of 45: $7.99. The BOGO sale slashed the price in half to $4. With the $1 off coupon, I ended up paying $3 per box.
I bought three boxes. Total price paid: $9.69 (including tax). Total amount saved (with the sale and coupons): $15.09. The next time I'll need to buy more trash bags: 2010.
Loving it for less,
Lanita
Here's my latest frugal tale:
It took about a year for my stockpile of trash bags to run low, but this week the time had come for me to start looking for a good deal to replenish my supply.
Hefty must have been peeking in my cabinets and knew I was running low. The company issued $1 coupons in a recent insert. Now I just had to bid my time until the perfect sale came along...
Harris Teeter didn't make me wait long. They ran Hefty trash bags BOGO (buy one get one free) this week. The original price for a box of 45: $7.99. The BOGO sale slashed the price in half to $4. With the $1 off coupon, I ended up paying $3 per box.
I bought three boxes. Total price paid: $9.69 (including tax). Total amount saved (with the sale and coupons): $15.09. The next time I'll need to buy more trash bags: 2010.
Loving it for less,
Lanita
Want to get paid to search the internet?
I thought it was too good to be true. A search engine, powered by Google and Ask.com, that would pay me to do the online searches I would be doing anyway?
I signed up.
I'm happy I did.
The site is Swagbucks and I'm here to sing its praises. It works just like any other search engine; I even added it to my Mozilla toolbar so searching using the site is as easy as searching on Google. But with Swagbucks, when you search on the site it rewards you with bucks that can be redeemed for gift cards, sports collectibles, music, books and more.
It only takes 45 Swagbucks to earn a $5 e-gift card to Amazon.com. I typically earn between $1 and $5 a day. In the two months I've been using the search engine, I have about 100 bucks - that's worth $10 to Amazon.com - just for doing searches I would have been doing anyway.
I'm saving my Amazon gift cards for a things I want but am too, uhm, frugal to spend "real" money on. I introduced it to a friend last night as a way to buy people gifts without having to dip into her household budget (just imagine how much you could save at Christmas if you have a load of Amazon.com gift cards saved up!)
Check it out.
Loving it for less,
Lanita
I signed up.
I'm happy I did.
The site is Swagbucks and I'm here to sing its praises. It works just like any other search engine; I even added it to my Mozilla toolbar so searching using the site is as easy as searching on Google. But with Swagbucks, when you search on the site it rewards you with bucks that can be redeemed for gift cards, sports collectibles, music, books and more.
It only takes 45 Swagbucks to earn a $5 e-gift card to Amazon.com. I typically earn between $1 and $5 a day. In the two months I've been using the search engine, I have about 100 bucks - that's worth $10 to Amazon.com - just for doing searches I would have been doing anyway.
I'm saving my Amazon gift cards for a things I want but am too, uhm, frugal to spend "real" money on. I introduced it to a friend last night as a way to buy people gifts without having to dip into her household budget (just imagine how much you could save at Christmas if you have a load of Amazon.com gift cards saved up!)
Check it out.
Loving it for less,
Lanita
Wednesday, May 6, 2009
Welcome to Love it for Less!
Yeah, it was me.
I’m the woman in the line in front of you at the store, handing the cashier more coupons than dollar bills.
But you’ve got to admit, you were a little impressed when the cashier said I only owed her 95 cents for all those bags of groceries, right?
Wondering how you can do it too? You’ve come to the right place.
My name is Lanita, and I don’t think I’ve ever met a coupon I didn’t like. I created Love It For Less to show you how you can buy your favorite brands and shop your favorite stores for less money -- because having money left over for something else is never a bad thing.
My friends will tell you: I was thrifty way before the Great Recession made it hip. I grew up watching my mom carefully comb the grocery and drug store sales papers looking for the best deals. I used to help her clip coupons and organize the family budget. She was a stay-at-home mom with three children working to make a household go on just my dad’s income – and she was successful.
I never forgot the lessons I learned at her knee, and once I left the nest, I adopted many of her frugal habits as my own. That came in handy when I became the Greensboro News & Record’s Savvy Shopper in 2007. I loved showing my readers the best ways to stretch their dollars and get more for less.
Today’s tough economic times are turning more folks into frugalistas. I say the more the merrier! I’ll share my money-saving tips, and I look forward to learning from you too.
Loving it for less,
Lanita
I’m the woman in the line in front of you at the store, handing the cashier more coupons than dollar bills.
But you’ve got to admit, you were a little impressed when the cashier said I only owed her 95 cents for all those bags of groceries, right?
Wondering how you can do it too? You’ve come to the right place.
My name is Lanita, and I don’t think I’ve ever met a coupon I didn’t like. I created Love It For Less to show you how you can buy your favorite brands and shop your favorite stores for less money -- because having money left over for something else is never a bad thing.
My friends will tell you: I was thrifty way before the Great Recession made it hip. I grew up watching my mom carefully comb the grocery and drug store sales papers looking for the best deals. I used to help her clip coupons and organize the family budget. She was a stay-at-home mom with three children working to make a household go on just my dad’s income – and she was successful.
I never forgot the lessons I learned at her knee, and once I left the nest, I adopted many of her frugal habits as my own. That came in handy when I became the Greensboro News & Record’s Savvy Shopper in 2007. I loved showing my readers the best ways to stretch their dollars and get more for less.
Today’s tough economic times are turning more folks into frugalistas. I say the more the merrier! I’ll share my money-saving tips, and I look forward to learning from you too.
Loving it for less,
Lanita
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